The Bail Out WTF!

Ok, here is my thoughts on this bail out for the banks. the Fed does not need to bail out the banks it just needs to make all the home loans a flat 3%. Then tell the people that have lost their house to move back in. Now for the greedy banks that caused this mess. It is time for them to pay. they are paying 2% on the money that is held by them (i.e. our accounts) and they will be making 3% on what they have loaned out. that is a good profit margin for them.

What are your thoughtabout the mess the banks made?